Why do we get the same karmic reactions in hell, lower species and human form too?

From Anand

if one has suffered his part of karma in heaven or hell . then why that karma of previous life act in this life also. my point is that it is better to get a fine when you actually break the signal then to get fine years after when you have totally forgotten about it. (i have asked this question based on what i heard from people about transmigration)please also give reference to a book that explains this transmigration process in detail